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What is a "Wrap" document and what information does it include?

The word "Wrap" has been adopted by the market to refer to the Plan Document and SPD that includes all of the ERISA required language for an employers' menu of welfare benefit plans. The document in effect "Wraps" around the covered benefits of an employer. The Wrap document provides the required ERISA language as a supplement to the information and details found in an insurance policy/certificate/booklet.

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